Lines of Thought / Topic
Financial risk: the line so far
14 developments and 17 rules, in date order. Built automatically from everything tagged with this topic.
- Rule · In forceAEDIFC Regulation 10
- Rule · ProposedIDDraft AI Perpres
- Rule · In forceUSNIST AI RMF
- Rule · In forceUS-UTUtah AI Policy Act
- Rule · In forceINSEBI Reg 16C (AI responsibility)
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- Rule · In forceIDOJK AI Governance for Banks
- RBI publishes FREE-AI framework for AI in India's financial sector
It is the reference blueprint for how RBI-regulated banks, NBFCs and fintechs are expected to govern AI, and the starting point for any binding RBI rules that follow.
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- Rule · In forceINRBI FREE-AI Framework
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- Rule · In forceUS-COColorado DOI Reg. 10-1-1
- Rule · Partly in forceUS-CACCPA ADMT regulations
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- FSB says AI monitoring in finance is immature, flags supplier concentration
It gives G20 supervisors a shared checklist for treating AI vendors as a potential single point of failure for the financial system.
- MAS consults on AI risk management guidelines for all financial institutions
It is among the first supervisory AI rulebooks to explicitly cover agentic AI across banks, insurers and asset managers, and a likely template for other Asian regulators.
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- Rule · In consultationSGMAS AI Risk Management Guidelines (AIRG)
- Rule · In forceUSState AI law preemption EO
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- Senate Democrats ask Treasury and FSOC to probe AI-sector debt risks
It put AI infrastructure leverage, including private-credit exposure, formally on the US systemic-risk agenda.
- US Treasury releases AI lexicon and finance-specific AI risk framework
In the absence of binding US federal AI rules for finance, this voluntary framework is likely to become the benchmark examiners and auditors use.
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- Rule · ProposedKEKenya AI Bill
- Washington law says only a licensed clinician can deny prior-authorisation requests
Insurers and AI vendors must build human sign-off and audit trails into utilisation-review tools, state by state.
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- Bessent and Powell summon bank CEOs over Anthropic Mythos cyber risk
A single frontier model release prompted a coordinated response from US financial authorities and the FSB, putting AI cyber capability on the systemic-risk agenda.
- Half of Fed survey contacts now name AI as a salient financial-stability risk
AI has moved from a technology topic to a mainstream systemic-risk concern for the US central bank, linking valuations, credit and cyber risk.
- Rule · Enacted, not yet in forceUS-COSB 26-189 (Colorado ADMT law)
- BoE, FCA and HM Treasury tell firms frontier AI cyber skills exceed human experts
UK financial firms now face explicit supervisory expectations to patch at machine speed and treat frontier AI as a live threat to operational resilience.
- RBI drafts model risk rules covering AI/ML for all regulated lenders
It turns parts of the FREE-AI principles into supervisory expectations that will apply to most AI used in Indian lending and payments.
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- Rule · In consultationINRBI draft Model Risk Management guidance
- Bank of England flags AI debt boom, circular financing and AI cyber threat
It is the clearest statement yet from a major central bank that AI financing structures themselves, not just valuations, could amplify a market shock.
- EBA, EIOPA and ESMA tell EU finance to manage frontier AI cyber risk
It brings frontier AI cyber risk into the EU's DORA supervisory regime, adding to AI Act duties for EU financial firms.
- SEBI chief says AI/ML rules will mandate kill switches and human oversight
Brokers, fund managers and algo-trading firms in India should expect enforceable AI controls on top of SEBI's 2025 rule making them liable for AI outputs.
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- Kansas City Fed's Schmid asks whether the AI ecosystem is becoming too big to fail
A sitting Fed policymaker framing AI interdependence in too-big-to-fail terms signals that supervisors may start probing how exposed the financial system is to the AI build-out.