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Indonesia’s financial regulator issues AI governance guidance for banks

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Otoritas Jasa Keuangan (OJK) launched the Indonesian Banking Artificial Intelligence Governance guide in Jakarta on 29 April 2025, presented by banking supervision chief Dian Ediana Rae. It covers AI across the system life cycle and bank uses such as customer service, pricing, compliance, risk management and fraud prevention. It ties AI use to the Personal Data Protection Law (Law No. 27/2022).

Why it matters

Indonesian banks using AI for credit, pricing, fraud and customer service now have the supervisor’s stated expectations to meet.

When
29 Apr 2025
ID
WTA-N-2025-0101
Who
Otoritas Jasa Keuangan; Dian Ediana Rae
Rules involved

Summary by wheresthe.ai, from Otoritas Jasa Keuangan. Checked against the source on 9 Oct 2026.

Source copy: download the page as saved on 18 Oct 2026 (PDF). Also held by the Internet Archive.

Earlier in this Storyline: What led hereMAS publishes good practices for AI model risk management at banks

Cite this story

WTA-N-2025-0101: “Indonesia’s financial regulator issues AI governance guidance for banks.” wheresthe.ai, 29 Apr 2025. https://wheresthe.ai/d/id-ojk-banking-ai-governance-2025-04/ (source: Otoritas Jasa Keuangan).

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