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Bank of England’s FPC sets out how AI could threaten UK financial stability

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The Bank of England’s Financial Policy Committee published a Financial Stability in Focus report on AI, covering greater AI use in banks’ and insurers’ core financial decisions, greater AI use in financial markets, operational risks from AI service providers and a changing cyber threat, and set out how it will monitor and mitigate the risks.

Why it matters

UK banks, insurers and trading firms face closer FPC monitoring of AI in core decisions and of their reliance on a few AI providers.

When
9 Apr 2025
ID
WTA-N-2025-0178
Who
Bank of England, Financial Policy Committee

Summary by wheresthe.ai, from Bank of England. Checked against the source on 9 Oct 2026.

Source copy: download the page as saved on 18 Oct 2026 (PDF). Also held by the Internet Archive.

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Cite this story

WTA-N-2025-0178: “Bank of England’s FPC sets out how AI could threaten UK financial stability.” wheresthe.ai, 9 Apr 2025. https://wheresthe.ai/d/gb-boe-fpc-ai-financial-stability-2025-04/ (source: Bank of England).

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