# Indonesian Banking Artificial Intelligence Governance

- **Jurisdiction:** Indonesia (ID)
- **Type:** Guideline · **Status:** In force · **Binding:** no
- **Issued by:** Financial Services Authority (OJK)
- **Proposed:** — · **Adopted:** 29 Apr 2025 · **Effective:** 29 Apr 2025
- **Obligations:** Human oversight, Data governance, Transparency to users, Security testing
- **Sectors:** Finance

## Summary
OJK guidance for commercial banks on developing and deploying AI (including advanced AI systems) responsibly, covering governance structures, risk management and consumer protection.

## Why it matters
Sets supervisory expectations for AI use by Indonesian banks.

## Source
[OJK](https://ojk.go.id/id/berita-dan-kegiatan/siaran-pers/Pages/Peluncuran-Tata-Kelola-Kecerdasan-Artifisial-Perbankan-Indonesia.aspx)
Checked against the source on 4 Oct 2026.

## Cite
Indonesian Banking Artificial Intelligence Governance. Financial Services Authority (OJK). Status: In force. wheresthe.ai, https://wheresthe.ai/rule/id-ojk-ai-governance-banking-2025/ (verified 4 Oct 2026).

---
Canonical page: https://wheresthe.ai/rule/id-ojk-ai-governance-banking-2025/ · Not legal advice.